Malta Retirement Programme (MRP)

The Malta Retirement Programme (MRP) is a tax residency scheme designed for EU, EEA, Swiss, and non-EU nationals (excluding Maltese citizens) over 55, who are not in employment in Malta and rely on a pension as their primary income source. This programme offers a favourable tax rate of 15% on pension income remitted to Malta, with a minimum annual tax of €7,500 (plus €500 per dependant).

Key Benefits:

• Favourable tax rate of 15% on pension or foreign income remitted to Malta.
• No tax on foreign income not remitted to Malta or on foreign capital gains (even if remitted).
• Access to Malta’s high quality of life, with over 300 days of sunshine, crystal-clear seas, and a safe environment.
• Freedom to travel within the Schengen Area (up to 90 days per year, averaged over 5 years).
• Opportunity to reside in a member state of the European Union with a top-tier healthcare system (ranked 5th globally by WHO).
• English as an official language, making integration seamless.
• No minimum stay requirement, but must reside in Malta at least 90 days/year (averaged over 5 years) and not exceed 183 days in any other jurisdiction annually.

Application Process:

• Application fee: €2,500 (non-refundable, covers applicant and dependants).
• Processing time: 3–4 months, with residency initially valid for 1 year, renewable for 2-year periods.
• Residency cards: €27.50/person, renewed every 5 years.
• immVest International will guide you through due diligence, property acquisition, and compliance requirements.

Why Malta?

• A Mediterranean gem with a rich history, three UNESCO World Heritage Sites, and a vibrant lifestyle.
• Political stability as an EU member state, offering access to the Schengen Area.
• A growing economy with opportunities for investment, particularly in property.
• English-speaking population, making it easy to settle and integrate.
• Access to world-class education and healthcare systems.

Authorised Registered Mandatory (ARM): ARM01841